Wilmington Mortgage Services, Inc., a direct lender for Conventional & FHA / VA Home Loans......
Has the Best Rate Home Loan Solution For You! www.wilmingtonmortgagegroup.com
Hello: My name is Phil Throckmorton. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current home loan. I am a Senior Loan Officer serving Delaware, Pensylvania, New Jersey, Maryland, and Florida.
Wilmington Mortgage Specializes in Home Loans, Conventional, Reverse Mortgages, FHA, VA, First Time Homebuyer & My Community Programs.
Fast home Loan Approvals usually in less than an hour at NO COST...FREE!
If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Delaware or the surrounding States including Florida, you will find that this site www.wilmingtonmortgagegroup.com is a complete resource full of insider secrets and relevant information that will allow you to select the loan program best suited to your financial needs. I will personally guide you through the loan process every step of the way!
Before You Shop For Your New Home You Need to Get A Free Pre-Approval For Your Home Loan. A Pre-Approval Is Fast And Free!
Wilmington Mortgage closes Millions in home mortgages each year. The mortgage process is simple and provides fast in house Approvals, and cost you nothing.
You owe it to yourself to Get A Free PRE-APPROVAL FIRST before you shop! For more information call Phil 302-530-2299 or email phil@wilmingtonmortgagegroup.com
How Much House Can You Qualify For? How Much Home Loan Can You Get Pre-Approved For?
For Full Pre-Approval at NO COST or Obligation Call Phil 302-530-2299 or email phil@wilmingtonmortgagegroup.com www.wilmingtonmortgagegroup.com
Apply Online Today
It's Free
Deciding how much house you can afford is a personal decision. Many factors come into play. How much can I borrow? How much can I put toward my down payment? What size monthly payment can I afford?
There are no black and white answers to these questions. The first thing you need to do is visit my "Are You Pre-approved?" page. There you will find out how and why you need to be pre-approved for a mortgage. There are almost NO Sellers left that will accept an offer to purchase if you are NOT Pre-Approved for a home loan. Both you the buyer and the seller NEED TO KNOW YOU CAN PURCHASE!
It cost you Nothing to apply online or on the phone to become Pre-Approved for a home loan and it doesn't Obligate you in any way.
How large a down payment can I make?
Many buyers look at their cash on hand as their only source for their down payment. This simply is not the case. One way to fund or partially fund a down payment is by using a gift. Parents, grandparents and other family members are often eager to help by making a cash gift toward the purchase of your home.
And, of course, if you are selling a home, the equity you've built up can be applied to your down payment.
But these are not your only options. We can help you explore all your down payment options, including low down payment (100% VA Financing Still Avaliable) mortgage financing options like "My Community" home loans, FHA and VA home mortgage programs that might be perfect for you.
What size monthly payment can I afford?
When determining what size monthly payment you can afford, youll want to consider what other monthly expenses you have. Tangible expenses such as car payments, day care and utility bills, all play a role in how large a monthly payment you can afford.
There are also the intangible expenses or lifestyle expenses that youll want to consider. Things such as dining out, travel and when you buy your next car can effect how much you can afford. Are you willing to curtail or delay some of these expenses in order to afford a larger monthly payment?
How much can I borrow?
This is a question youll want to get answered before you begin your home search. This is something that I am here to help you with. Follow this link to "When to Get Qualified", or visit my mortgage calculators page that will help you see how your down payment, monthly payment and the amount you borrow are all interrelated.
I can answer any questions you may have about the mortgage process. But the best way I can help is by getting you pre-Approved for a home mortgage at NO Cost or Obligation to you.
To get started, simply complete the form below and let me know a good time to contact you, or give me a call. I look forward to helping you buy your dream home.
And remember their is NO cost or Obligation for the application or the loan approval. You owe it to yourself and you have nothing to lose, Call Phil 302-530-2299 or email phil@wilmingtonmortgagegroup.com
Dedicated to your needs:
Because mortgage transactions don't stick to regular business hours, I am available seven days a week, often coming in early and staying late as necessary to get the job done.
